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Smiles, Samuel, 1812-1904

"Thrift"

" Not long since, the town of Bedford was
corrupted and demoralized by the doles and benefactions which rich men
had left to the poorer classes. Give a man money without working for it,
and he will soon claim it as a right. It practically forbids him to
exercise forethought, or to provide against the vicissitudes of trade,
or the accidents of life. It not only breaks down the bulwarks of
independence, but the outposts of virtue itself.
Large sums of money are left by rich men to found "Charities." They wish
to do good, but in many cases they do much moral injury. Their
"Charities" are anything but charitable. They destroy the self-respect
of the working-classes, and also of the classes above them. "We can get
this charity for nothing. We can get medical assistance for nothing. We
can get our children educated for nothing. Why should we work? Why
should we save?" Such is the idea which charity, so-called, inculcates.
The "Charitable Institution" becomes a genteel poor-house; and the
lesson is extensively taught that we can do better by begging than by
working.
The bequeathment of Stephen Girard, the wealthy American merchant, was
of a different character. Girard was a native of Bordeaux. An orphan at
an early age, he was put on board a ship as a cabin boy. He made his
first voyage to North America when about ten or twelve years old.


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