A boy
goes on for weeks paying his pence, and taking home his pass-book. The
book shows that he has a "leger folio" at the bank expressly devoted to
him--that his pennies are all duly entered, together with the respective
dates of their deposits--that these savings are not lying idle, but bear
interest at 2-1/2 per cent. per annum--and that he can have them
restored to him at any time,--if under 20s., without notice; and it
above 20s., then after a week's notice has been given.
The book is a little history in itself, and cannot fail to be
interesting to the boy's brothers and sisters, as well as to his
parents. They call him "good lad," and they see he is a well-conducted
lad. The father, if he be a sensible man, naturally bethinks him that,
if his boy can do so creditable a thing, worthy of praise, so might he
himself. Accordingly, on the next Saturday night, when the boy goes to
deposit his threepence at the Penny Bank, the father often sends his
shilling.
Thus a good beginning is often made, and a habit initiated, which, if
persevered in, very shortly exercises a most salutary influence on the
entire domestic condition of the family. The observant mother is quick
to observe the effects of this new practice upon the happiness of the
home, and in course of time, as the younger children grow up and earn
money, she encourages them to follow the elder boy's example.
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