"
In making the preceding observations we do not in the least advocate the
formation of miserly, penurious habits; for we hate the scrub, the
screw, the miser. All that we contend for is, that man should provide
for the future,--that they should provide during good times for the bad
times which almost invariably follow them,--that they should lay by a
store of savings as a breakwater against want, and make sure of a little
fund which may maintain them in old age, secure their self-respect, and
add to their personal comfort and social well-being. Thrift is not in
any way connected with avarice, usury, greed, or selfishness. It is, in
fact, the very reverse of these disgusting dispositions.
It means economy for the purpose of securing independence. Thrift
requires that money should be used and not abused--that it should be
honestly earned and economically employed--
"Not for to put it in a hedge,
Not for a train attendent,--
But for the glorious privilege
Of being Independent."
CHAPTER III.
IMPROVIDENCE.
"The man who has a wife and children has given hostages to
fortune."--_Lord Bacon._
"In all conditions and circumstances, well-being is in the power of
those who have power over themselves."--_J.J. Gurney_.
"Where is their common sense? Alas, what imprudence! Early marriages;
many children; poor-rates, and the workhouse.
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