THE CROSSLEYS--MASTERS AND MEN (CONTINUED).
John Crossley--Martha Crossley--A courtship begun--A courtship
concluded--John Crossley begins business--Dean Clough Mill--The Crossley
family--Sir Francis Crossley--Martha Crossley's vow--Halifax People's
Park--Martha's vow fulfilled--Co-operation of colliers--Partnership of
industry--Other co-operative schemes--Jeremiah Head--Newport rolling
mills--Bonuses to workmen--Mr. Carlyle's letter--A contrast--A hundred
years ago--Popular amusements--Improvement of manners--English mechanics
and workmen--English engineers and miners--Swiftness of
machinery--Foreign workmen--Provident habits of foreigners. Pages
205--232
CHAPTER XII.
LIVING BEYOND THE MEANS.
Hypocrisy and debt--Conventionalism--Keeping up appearances--Exclusive
circles--Women and exclusiveness--Women and extravagance--Running into
debt--The temptation of shopkeepers--Temptations to crime--How crime is
committed--Love of dress--Gents--Reckless expenditure--Knowledge of
Arithmetic--Marriage--Happy tempers--Responsibilities of
marriage--Marriage not a lottery--The man who couldn't say "No"--The
courage to say "No"--"Respectable" funerals--Funeral extravagance--John
Wesley's will--Funeral reform. Pages 233--258
CHAPTER XIII.
GREAT DEBTORS.
Greatness and debt--Seedy side of debt--Running up bills--Loan
clubs--Genius and debt--Fox and Sheridan--Sheridan's
debts--Lamartine--Webster--Debts of men of science--Debts of
artists--Italian artists--Haydon--The old poets--Savage and
Johnson--Steele and Goldsmith--Goldsmith's debts--Goldsmith's
advice--Byron's debts--The burden of debt--Burns and Sydney Smith--De
Foe and Southey--Southey and Scott--Scott's debts and labours--Great
poor men--Johnson's advice--Genius and debt--Literary men.
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